My husband fell back on his mortgage due to financial setbacks. We notified wilshire to let them know if we can fill out a hardship form. So they sent us one in 1/07. So in the end of 2/07 I asked them did they look over our hardship form and they said they could not find it so. I said would you please send me another one so they did. I did not receive it until late June. I faxed over it and mailed it with all our personal papers to make a long story short they finally told me and my husband that besides us being behind on our mortgage that it also went from 6.75 Percent to 9.75 Percent. We don't want to lose our home but this is not right. Oh by the way we asked them to refinance us and they said they have nothing to do with that part.
My husbands credit is not good and we are late with our payments but no one will help us in this situation.
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