As a long time member of a credit card with Chase Bank I have gone from 3.99 to 31.65 percent, and have never missed a payment, I have never been punished for paying my bills on time. And how sweet of them to send a letter saying if I did not agree with it I can close my account which of course I did. May I never get another credit card offer from Chase Bank, I would never do business with them credit card or otherwise, and don't worry about paying them on time, you get punished either way.
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