Seminole Lending Complaint

Ripped off by a bogus Lender - To buy my grandmothers house

- Louisville
Hello my name is Terri. The house that I now live in belonged to my grandmother for nearly 45 years.Well my grandmother died and the house went up for sale although my mom,and her sisters sold the house thru probate court the buyer then in turn sold the house to a Jerry a contractor who sells and rents out houses an (investor so to speak) well any who Jerry was working to restore my grandmother's house which had been just sitting for a while (years) well I approached Jerry in regards to whether or not he was going to rent or sell the house, he then in turn told me that he was going to sell the house Jerry told me that if I was interested int he house that he had a lender that he had worked with on several occasions with helping first time home owners get a house Jerry told me to call Debra with Seminole Lending and to work with Debra on getting the house in which I did.

To make a long story short Jerry came to me in May 2007 and asked me if I had heard anything about Debra and a host of others being indicted on fraudulent home loan charges. I told him no that I have not heard anything about these charges he then said to me well didn't you sign papers at closing, I said Jerry you were there at John's office at the Aegon Building I thought I was signing a 30 year fixed rate. Well when my papers came in the mail it stated a 30 year fixed for 2 years. When looking at my paper work the signature isn't even mine. I didn't even know where to turn and I asked Jerry why are you asking me such things? He didn't have an answer. Well in essence when I signed up with the insurance company Kentucky Fair Plan (home owners insurance) advised him that I had paid Debra w/a money order in the amount of $478.00 at 9:00 @night at White Castles on 7th and broadway. In turn the insurance agency kept saying that we didn't live here that the house was empty and that we owed him 478.00. I told him that Debra told us to give her the money in all. I just found out thru my cousins realtor who is a officer that Debra had been indicted on fraudulent charges 1 year before she worked with me in getting this house.

I need help and I don't know who to turn to. Could you please help me...this is only the beginning of the story...

Sincerely,
Terri

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