I applied for a 10,000 loan online at www.creonecom.com with Credit One Commerce Financial Inc. I received a call from Dina Prescott stating that my loan was approved pending signing the loan documents and paying a security deposit of 1,054.75 thru Moneygram to a private lender Danielle Mclaughlin. Dina Prescott stated and also in the loan agreement that I would receive the 10,0000 loan the next day.
On 3/27/2008 I wired the cash security deposit of 1,054.75 plus paid the 70.00 transfer fee which Dina Prescott stated in e-mail that I would receive reimbursement for and 10,000.00 check for the next day. Per the loan agreement the the loan check would be sent by FedEx the next day between 7:30 and to 12:30 pm.
I waited 03/28/2008 for the check to arrive when the check did arrive between the specified time. I then called Dina Prescott to notify her that I did not receive the check I left messages on her voice mail and e-mailed her. No one has returned my phone calls or responded to my e-mails.
I also called Moneygram thru which the cash wire security deposit of 1,054.75 per loan agreement to Private Lender Danielle Mclaughlin was sent to city code and state code New York, New York.
I spoke to Moneygram representative Charlie to request the address and telephone number of Private Lender Danielle Mclaughlin I was told due to privacy laws that they could not release that information the only information that they could provide is that wire transfer security deposit of 1,054.75 was picked up at in Austell, Georgia and not at the city and state code that I was instructed to write on the sender's form which is New York, New York.
Moneygram is negligent for releasing the funds to individual in the state I did not specified on the sender's form.
If they would have notified me and called me to confirm that this was the correct city and state code that funds should have been picked up from New York and not Austell, Georgia. This would have alerted me that was wrong person and I would have placed a stop payment on the wired transfer and demand a refund of my security deposit of 1054.75 plus 70.00. I send a demand letter to both Credit One Commerce Financial Inc and Moneygram and I have not received a response from either of the companies.
I need the address and telephone number of Danielle Mclaughlin to send a demand letter and if Moneygram is unwilling to release the contact information that I need to file a civil lawsuit in smalls claims court against the private lender Danielle Mclaughlin and the company Credit One Commerce Financial to recover the financial damages that I suffered. Then I will go public with my story to prevent others from being scam and place the scam artist out of business.
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