I have a HUGE situation about NCO Financial. i am in the Army, and they offer to pay 100% of tuition using the EAP. i went to school from 2000 - 2001, and eap paid the school directly. at the time, the school was actually getting paid an overage of $187 a quarter, which went to my books and supplies (still no out of pocket expenses) turns out that AES got involved somewhere along the way, saying that i owe the full amount of the tuition in student loans, totalling $12,000. i said whoa whoa, the army is supposed to pay this, and i didn't even know anything about me having student loans in the first place, so i kept referring queries about this to the Army. after a few years, i get a phone call from the lovable Bob Neil from... come to think of it, he never told me where he was from, until i called back and heard 'NCO Financial' i was clueless. Still, i had no clue what the heck NCO Finalcial was... anyways, this guy is super rude to me, spouting on and on about what he can do to me to make my life miserable, that he took my income tax refunds, and that he is about to garnish 100% of my wages. i told him you cannot to that, he said that according to some new law passed 2 months ago, he could. i asked what the website is with this new law, he avoided answering me, and instead kept threatening me. he would ask a question and when i would try to answer he would just keep talking rudely. he told me that we could setup a credit recovery thing or whatever and if i make payments until the EAP thing gets straightened out with the school, they wouold totally refund all moneys they took from me 100%. in my own stupidity i aggreed, so i gave them my account info. they took out 200$ the day they said they would, then i get a call 3 days later from the tool mr neil saying my check bounced. i asked him 'what check' and said you guys took the money out. he told me that he has a slip from my bank stating 'innsufficient funds' which was B.S., because the funds were there the whole time. this a-hole told me that i had toll 8pm that nite to get someone to give me their credit card info to pay this 'again' or he would take all my paychecks. i refused, and he said 'ohhhh you'll be sorry. what can be done about this? feel free to email me anytime.
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