Dear Credit Card Companies,
You want to sue me. At least, you are threatening to sue me. You are sending letters written by law office employees. Whether those debts are actually mine or not, the answer is still this: I have no money.And if I owe you the money, I want to know what it is that I charged with my cards. For the past few years, I have been busy struggling with mortgage fraud and foreclosure. They have taken up all of my time. I have had no rest, no peace because of them.
You have no idea what it's like to go from an excellent credit score to having to read your letters. It is unbelievable to me that this is my situation now. Your letters are all too real.
I have gone over them several times and I try to understand my options. It seems that I have none.Nothing protects me, no law, no person, no defense. Not having a job at the moment is not good enough. And no, I cannot borrow the cash. There is no one who will do that for me.
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