ING Direct Complaint

Debit Card Fraud - Bank Unwilling to Help - Checking Account

Our debit card information (including our pin) was stolen and manufactured into a new card. Our real card never left our possession. The crooks withdrew $100 NINE separate times at a Las Vegas ATM. Including transaction charges, our loss is $927. The fraudulent withdrawals were disputed with the ING Direct. Our bank rejected our dispute because our pin was used. We submitted a second dispute so that they can look into it further. Our second dispute was rejected.

Based on the timeline of the fraudulent charges and real charges, we can prove that our card was in California and never left our possession. However the bank will not let us talk to anyone to clear this up. ING does not have normal brick and mortar branches so it is making it virtually impossible to talk to someone that can help us. The fraud department is the one that is rejecting our claims and the customer service representative and supervisor will not transfer our calls to the fraud department.

PLEASE HELP!!!!!!

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Reader Comments:

Posted by gmbillick on 04/10/2009
We had this happen to us a few years ago when living in Florida. Someone in Wal-Mart's store office was selling Debit Card account and PIN #'s to someone in New York City, who would then make new cards and drain your account through ATM cash withdrawals. They got almost $4000.00 from us. Luckily, our bank credited all of the money that was stolen,, as well as all of the charges, etc., and changed our account numbers. Since then, we do not use our card to get cash from ATM's, nor do we EVER use our debit card as a debit card...we always use the CREDIT option when using our debit cards....at least then no-one can get the PIN and use the account # for cash withdrawals.



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