I lost my job June 2008, a month after I made my FIRST payment to GMAC. With the severance monies I received I continued to pay GMAC, but also contacted them the following week after I lost my job. They set up an arrangement with me in writing which expired in October 2008. In October I still had not found suitable employment so I contacted GMAC again. They stated they could not do anything as I was not LATE on my payments. However I was granted a 30 day extension that would carry me to December 6, 2008. Again I contacted GMAC to notify them that I had not found suitable employment. Again they stated that if I continue to pay what they tell me to pay and pay ONTIME, there should be no problem. I talked to two gentlemen between December 2008 and January 2009. On February 17, 2009, I was offered a permanent full-time job with a title agency about 27 miles from my residence. I was estatic! Two days later, GMAC Repossessed my car! I understand that I didn't have a job but I continued to show "good faith" by paying partial payments to them ONTIME as they stated to me over the phone. Not only did I lose my car, but I lost a good job as this job offer was over $10 per hour! I spoke with a person that was handling my account over at GMAC. She stated she had not heard from me in 60 days so she had the car repossessed. I was told over the phone that it would cost me over $1,500 to get my vehicle back. I have no other choice but to lose a job and a car in one month. This could have been handled so much better. The story is worse because I left out many details, but this is what happened in a nutshell.
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