FOR 2 YEARS I BEEN GOING THROUGH LOAN MODIFICATION WITH CITIMORTGAGE FINALLY IN JULY 2010 THEY TOLD ME I WAS APPROVED AND MY PAYMENTS WOULD BE 935.00 A MONTH. FOR THREE MONTHS THEN IT WOULD INCREASE TO 1200.00 IN OCT. WELL I SENT MY FIRST 1200.00 PAYMENT IN OCT. THE FIRST OF NOVEMBER I RECIEVED A LETTER SAYING THEY BEGAN FORECLOSURE ON MY HOME DUE TO MY PAYMENTS BEING IN DEFAULT SO I CALLED THEM NOW THEY WANT 16,192.22 IN LATE CHARGES AND DELINQUINCEY BY 12/09/2010 I ASKED WHY THEY SAID MY LOAN WAS NEVER APPROVED. NOW IM WONDERING WHAT THEY DID WITH ALL THAT MONEY I SENT AND WHY I HAVE ALL THESE LETTERS SAYING IM APPROVED. THEY HAVE LIED TO ME ALL THIS TIME NOW AND WHAT DID THEY DO WITH THE 1200.00 I JUST GAVE THEM IN OCT. WHEN I CALL NOBODY KNOWS ANYTHING THEY CANT EXPLAIN WHATS HAPPENED THEY JUST SAY IF THEY DONT GET THIS 16000. THEY WILL TAKE MY HOME.
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