You call up your Credit Card to inquire about their RULES and REGULATIONS regarding purchases and EXPECT to get the correct and honest answer.
And when you get the same answer from FOUR representatives the answer MUST BE CORRECT - RIGHT ?
WRONG !
I never purchase a used car from a car lot and wanted to know what RECOURSE I had - if I put the purchase on a credit card ...verses buying it from CASH from a person on the street or in the newspaper.
I was told FOUR TIMES ...I have 72 hours to VOID any transaction placed on a credit card (buyers remorse)
EXCEPT for NEW CARS that were under a LEMON LAW
Okay - fair enough
This car lot advertized a 1995 Toyota (no power anything).
It was disclosed to be a local trade (from WI) with 117,800
ORIGINAL /Actual miles, and the sticker required by law states there is absolutely NOTHING defective in the car at the BARGIN price of only 3995.00- saying it was BELOW Kelly Blue Book.They had the title, CarFax report and Kelly Blue Book to prove everything! Car looks nice - but the miles are a bit unbelieveable to me -
I test drive and hear this overwhelming LOUD exhaust noise coming from under the engine all the way to tail pipe (that sure won't do !) and that not maked as "DEFECTIVE" on your little STATE REQUIRED REPORT either ???
WIth a promise the car lot/auto repair shop would repair the noise I returned just before closing the same day.
There was a new muffler and tailpipe and the noise appeared to be fixed. BUT THEY DIDN'T have the title (carfax or kelly blue book papers there at time of sale ???) DO I have someone pick me up again and leave this car without a title??? Mark the sales person says - Oh if you run the credit card we won't call it a sale until you see and sign the title ...
I drive down the street the first bump in the road and that LOUD EXHAUST NOISE IS BACK UNDER THE ENGINE ! The street is shaking from the noise as I drive by - then people are telling me the headlights and taillights don't work (nor the radio!) AHHHH I called the car lot and told the sales person I was bringing the car back NOW and canceling the transaction . Mark didn't have a problem with a return or exchange but told me he was just leaving now to go home and couldn't wait to accept the car tonight .
As soon as I could take it back without getting a faulty equipment ticket I was there (and within 72 hours)
I was intimated , swore at , lied to and then shoved phycially out the door.
I fled to a nearby Home Improvement store -leaving the car behind.
David Hudson of BANK OF AMERICA saw the notes on the account even BEFORE the transaction and told me they would credit my account - but I needed to return the keys (which I did) He said "not to worry it will be credited and "good luck' buying another car somewhere else .
I waited over a month for the promised credit to be applied to my account (after the used car lot put the title of the car into my name 2 weeks after I returned the car in attempt to "MAKE ME PAY FOR THE CAR BECAUSE THE TITLE WAS IN MY NAME AND NOW I HAD TO BUY THE CAR FOR THAT REASON "
But, lucky the DMV didn't buy that scam and returned the title VOIDED back to the scum dealer and gave me a receipt it was returned (I didn't have the car , the keys or the title ) but yet 4 MONTHS after I even looked at the car and purchased another car from somewhere else - NOW the $4313.83 is back on my credit for a 1995 toyota AUCTION CAR FROM IL with EXEMPT and ALtered miles unsafe to drive or operate needing the engine removed to make repairs to the loud exhaust ! and the credit card company is charging me FINANCE CHARGES on top of the deceit.
WIN WIN the scum car lot and the scum Credit card company in CAHOOTS
WHAT IS GOING ON IN AMERICA THAT THESE CROOKS FEEL THEY CAN GET AWAY WITH THIS
I can't afford the nice new car I bought for the KIDS
AND
The mis-represented , auction junk car I was duked into driving for a few minutes and have to pay 4313.00 for a car I don't have ,don't want and don't need from 4 months ago!
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