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Bank of America Complaint

Bank Fraud

- Philadelphia, Pennsylvania
I have tried for over a year to retrieve my money from Bank of America which was withdrawn with a debit card.
Monies from my account were taken out on several occasions from places throughout Pennsylvania. The first time I reported the incidents to the bank, who cancelled my debit card and sent out another one with the same pin number. They never closed the account nor put some kind of alert on it, plus they never investigated it as they told me that they would.

The second time even tough I explained that on several cash was been withdrawn from my account and some of the transactions took place while I had the card in my possession.

I had difficulty getting them to investigate it because they kept insinuating that I or someone in my household had used the card. I adamantly told them I did not use the card on the transactions that I identified and it does not matter who else used the card I wanted it investigated.
No one was helpful.

I have called several times and written many letters with very little response. I was told that the department investigated the fraud and in their opinion I was responsible for the transaction - basically they called me a liar.

I requested information and pictures of the culprits that were taken at the ATM machine but they refused to give them to me saying that was not their job or responsibility.
On many occasions when I got a supervisor on the phone they refused to escalate my calls to a manager. I was told that I could not speak with a manager because none was available and the buck stopped with the person who I was speaking to on the phone at the time.

To date I have not gotten my money back which is over $7,000 00. I don't know where else to turn for help



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    Reader Comments:

    Posted by Aluvendale on 07/17/2007
    Well, since you can only withdrawl $500 a day from a BOA ATM, you should have closed it or put a hold on your account. You should not be missing $7,000.00 "to date." It was not very smart of you to leave your money in the account and watch it dissapear. I would have been suspicious of you as well.

    Posted by jamesp77701 on 07/27/2007
    Bank of America done the same thing to me also. I had $2500 in my savings account. I didn't autherize them to take from my savings. But they did. They had taken out my money. They were blaming me for it, saying that someone broke into my house, took my card out of my wallet, and used it. Then put it back. Bank of America, is no good.

    Posted by come7come11 on 07/29/2007
    I have several accounts with Bank of America, any problems that I have had or questions, I have gotten an immediate response and they have always be extremely helpful. Sorry but I cannot fall for this one.

    Posted by fishnuts2001 on 12/19/2007
    I also have had very good relations with Bank of America,when ever I had a problem they were right there to help me every way they could, hell, they even set me up with a better account than I had to start with !! Ya, I'm not falling for that either !!!

    Posted by janicemorris916 on 04/24/2008
    This is where you can turn for help. Contact the OCC. They will have you fax them a letter, and any correspondence to and recieved from B of A. I would also file a police report. The OCC will contact the bank. The bank is very aware of the laws that protect consumers.

    Posted by watkins89112 on 10/03/2008
    comment to Aluvendale you obviously dont know what your talking about cause with bank of america (which is who I go threw and actually have had no problems knock on wood) but on the 800 number where you check your balance is an option called maintain your check card and it gives you the option on how much is allowed to be taken out in one day by withdrawl from atm and amount used while in stores. I looked into it more and found out my daily withdrawl was at 5,0000 and my daily use in a store was at 10,000 dollars, so for those out there having problems listen to the promts more when checking your balance and go to maintainace on your check card, lower it if you have to


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