My name is Elizabeth and my story revolves around my home being for closed by select portfolio servicing. I am Mexican and first generation here. I was the first to finish college I thought I reached the America dream when I bought my dream home. I tried to do everything the right way. I decided to finish college at the age of 2ter6 years a and experienced racial discrimination at work. I never felt so powerless but I managed aged to get the courage to file a grievance and per sue a lawsuit. I won and decided that I would go to school and get a degree because I never wanted to feel like powerless like I did when my supervisor told me that I would never amount to anything because I was Mexican. My heart dropped and I didn’t tell anyone but I got real sick and went into a deep depression. It was then when I landed a job in a law firm and found someone who took my case. The money was the last thing on my mind it was the principle and I could not move one with life and let this man tell me this. The lawsuit lasted about a year and the employer finally settled. I used that money to pay for my college and then I got engaged finish college with a BA in industrial organization psychology. I then bought my dream home in 2006 with my fiancé at the time. I am first generation here and my parents emigrated from Mexico and they worked so hard to give my brother and me a good life. They even managed to save money to help my brother and I buy a home. With the help of my parent’s hard work, in 2006 I thought that I was on top of the world when we bought the home. They had saved their whole lives so we can buy a home but our lack of knowledge in real estate we got a bad loan that adjusted after two years, my fiancé and I paid 4100 for the mortgage and then adjusted to 5700 a month making it impossible to afford. We fought to modify the loan even paid 50000 for an attorney who scammed us, In 2010 I split up with fiancé after 10 years and I stayed in the home trying everything I can to salvage my dream home. My brother also foreclosed and I did not want to fall like him, to help pay the mortgage I rented rooms out and applied for Obama modification loan. I made all the payments they requested in a timely matter and it was not until the end that told me that I needed to get my ex signature in the application in order to modify. My fiancé left me for ex roommate and he wanted nothing to do with the house. The lenders were aware of my situation and they still requested payments. And they make me make payments until the end and they denied me modification. Since then my house has foreclosed and the bank has been so unethical. They lied to me and misled me to thinking that they would modify but in the end the house was sold in a trustee sale for 260000.00. We bought the house for 650000.00 and now I do not have anywhere to go. I found out it was sold when I found the new owner in my house telling me he was the new owner. Again feeling powerless is what I felt and now I am trying to keep my home. Can you please help me?
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